Remortgage UK

We cover the whole of the UK through a team of specialised re-mortgage brokers. Re-mortgaging is attractive for a number of reasons:

Even in today's tougher mortgage climate you may be able to;

Get a better mortgage rate and reduce your outgoing's

Meet home improvement costs

Consolidate debt

How to remortgage
If you are staying with your existing lender, then re mortgaging should be relatively straightforward. Your lender will probably contact you before your mortgage term expires to talk through your options. Always bear in mind that they will only offer products that are particular to them.

It is probably worth your time to talk to a mortgage broker like us. We have access to the whole of the market and we sometimes have special deals that are not available to the public.

If you wish to do this yourself, the following are a few pointers and things to ask your existing lender. What ever you decide to do please be aware of the risks.

If you wish to do this yourself, the following are a few pointers and things to ask your existing lender

What remortgage deals are available and what should I be looking out for?

What rate of interest will my product carry?

How much will I save, if anything, on my new mortgage rate?

What is the standard variable rate (SVR) that the mortgage will revert to?

What are the new monthly repayments?

What is an annual percentage rate (APR)?

Is there an early repayment charge?

Does the mortgage carry any arrangement fees?

How long will the whole remortgage process take?

I want to save time and money, can you help me?
We will almost certainly save you a lot of time and hassle. Getting a re-mortgage should in theory be straightforward but...

It can take you a very considerable amount of time exploring the market for the best deal. Even when you find one, getting the forms filled in and progress chasing the application is often long winded and there is no guarantee the product won't be pulled at short notice.

Why use us as your re-mortgage broker?
This is a hard question to answer because there is so much choice. Look at some of our testimonials...Our focus is to go above and beyond the call of duty and to look after you each and every step of the way.

To give you some other things to ponder remember these vital points:

Our unusual guarantee takes the risk away from you and puts it fairly and squarely on our shoulders. We also include a special code of accountability. This is our further commitment and our obligation to you and is a testament to our mantra of putting clients first.

There are also a number of items that might add to your costs;

Solicitors fees

Valuation fees

Deed release fees

Arrangement fees

Possible early repayment charge

Higher lending charge