Buy to Let Mortgage

I cut my teeth on buy to let mortgages and remortgages when I was building my own property portfolio and I guess I have become something of an expert in this area.

Working with a good mortgage broker is vital because this is where time really is money.

So, what's so special about buy to let mortgages?...
In a way not a lot, if you have any experience in this type of business you will be used to terms like;

Rent cover (usually 125% of mortgage payment)

Most look for a 15% deposit

Since this is a business you must ensure your figures stack up, for example;

• Follow your head not your heart
• Make certain you have a good accountant
• Understand what happens when you sell
• Understand the risk Vs the reward

Please find a good buy to let mortgage broker in the UK who really understands this business...

I would of course love to have your business but I understand that you may already have or know people who could help you.

Financial Services Authority Statement
"The Financial Services Authority does not regulate some forms of buy to lets and commercial mortgages”

Charges and Fees
"Our charges are usually £500 (residential mortgage) or 1% of the loan for other mortgages".

Example; A £100,000 non residential mortgage would be £1000 of fees.